Privacy Policy
The
protection of your nonpublic personal information is important
to our dealerships and our affiliated third parties (a company
that is related by common ownership or corporate control)
and, in some cases, with nonaffiliated third parties. Because
we recognize that keeping your nonpublic personal information
private is important to you, we would like to take this opportunity
to explain our Privacy Policy.
ABOUT OUR PRIVACY POLICY: Our privacy policy applies to those persons who obtain
from us financial products or services to be used for personal,
family, or household purposes. Our goal is to respond to
your inquiries, to provide better customer service, and
to provide products, services, and other information we
believe may help meet your needs or to be of interest to
you. This Privacy Policy explains: *The types of information
we may collect from you.*The types of information we may
disclose to third parties.*The types of third parties to
whom we may disclose information.*How we protect the nonpublic
personal information we collect about you.*How you may
instruct us not to disclose certain information about you
which we are not otherwise permitted to disclose by law.
TYPES OF INFORMATION WE MAY COLLECT
ABOUT YOU: We may collect nonpublic personal information
about you from the following sources: *Information we receive
from you on applications or others forms, such as your
name, address, telephone numbers, e-mail addresses ,birth
date, social security #,income, and employment history.
*Information about your transactions with us, our affiliated
third parties, or others, such as your account balance,
payment history, and your creditworthiness. *Information
we receive from your consumer credit reports or a consumer-reporting
agency, such as your creditworthiness, credit score, or
credit history. *Representations made by you to us, such
as you employment history, your account balances, and payment histories, and your relationships with other persons or
entities whom you have listed as a reference. *Information
we collect or that you provide to us when you visit our
website, such as your name, address, telephone numbers,
or e-mail addresses; if you request e-mail contact from us or send us an e-mail, we may retain your e-mail address and the messages
themselves. We do utilize "cookies" in connection with our website. A "cookie" is an online device used to determine when a visit to the site has occurred
and to track your activity within the site. Cookies are
often used online and do not harm your computer. You have
the option of programming your computer to prevent a cookie
from being accepted.
THE CATEGORIES OF THIRD PARTIES
TO WHOM WE MAY DISCLOSE INFORMATION ABOUT YOU: We may disclose
all of the nonpublic personal information that we collect
about you, as described, to third parties that perform
marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements,
such as third parties who manufacture or supply our goods
and services, advertise or market our products and services,
make customer satisfaction inquiries on our behalf, or
provide internet related marketing services. We are permitted
by law to disclose information about you to third parties
that perform marketing services on our behalf and/or to
other financial institutions with which we have joint marketing
agreements. We are not required to give you opportunity
to opt out of such disclosures.
HOW WE PROTECT THE NONPUBLIC PERSONAL
INFORMATION WE COLLECT ABOUT YOU. We take our responsibility
to protect your nonpublic personal information very seriously.
Whenever we collect information about you, we restrict
access to your nonpublic personal information to our employees
and those third parties who need the information to respond
to your inquiries, to provide better customer service,
and to provide products, services, and other promotional
information we believe may help meet your needs or be of
interest to you. We explain the importance of protecting
your nonpublic personal information to our employees and
take appropriate measures to enforce employee responsibilities
regarding our Privacy Policy. We also maintain physical, electronic, and procedural safeguards to protect the confidentiality
and security of the information we collect. We require
any third party who receives information about you from
us to agree to keep that information confidential and to
use the information only for the purposes for which it
was disclosed.
THIS PRIVACY POLICY APPLIES TO
OUR DEALERSHIPS AS WELL AS OUR AFFILIATED THIRD PARTY.
We appreciate your business and the opportunity to assist
you in understanding our Privacy Policy. We hope that you
have found this information to be useful and appreciate
the opportunity to continue to serve you in the future.
